Public hearing before Senate Commerce Committee :Senate bill no. 1358 (eliminates compulsory liability and no-fault automobile insurance, reinstates financial responsibility laws, uses doctrine of contributory negligence in motor vehicle accidents) and Senate bill no. 1365 (eliminates suits for noneconomic loss and economic loss for bodily injury and death in auto accidents, requires insurers to offer scheduled first-party coverage for those losses, reduces rates 30 percent) [September 19, 1996, Trenton, New Jersey]